Question 1: What does retirement adjustment mean? Hello! Insured units whose ratio of retirees to employees exceeds the prescribed ratio must pay the medical insurance risk adjustment fund in accordance with the regulations.

Question 2: What does it mean to adjust the surplus and deficiency of funds? Commercial banks temporarily allocate excess deposits from other banks in order to meet customers' withdrawal and loan business.

To put it simply, banks that are short of funds transfer cash to banks with abundant funds to meet temporary business needs.

Question 3: What are various social insurance transfers? The reserve medical insurance risk transfer fund is levied for a large proportion of retirees in the unit, which is used to balance the contributions of retirees and employees. Generally, it is levied at one time when the unit is insured.

Question 4: What is cash transfer in the banking system? In the banking system, the allocation of funds in the system mainly refers to the allocation of loans from the People's Bank of China, secondary reserves paid by branches and deposited funds, which mainly includes completing the capital control tasks of the People's Bank of China, balancing the capital gap of guaranteed credit plans of various branches, and solving the capital gap generated by the issuance of special agricultural loans and loans for national key projects by individual branches. The fund adjustment in the system is mainly to make full use of the positions of branches and meet the needs of bill clearing, foreign exchange settlement difference and temporary capital turnover.

I hope I can help you.

Question 5: What is the medical insurance risk adjustment fund? The medical insurance risk adjustment fund is levied on a large proportion of retirees in the unit to balance the contributions of retirees and employees. Generally, it is levied at one time when the unit is insured.

Question 6: What does it mean for banks to adjust cash on hand with personal accounts? Profits payable in undistributed profits at the end of the year can be paid in cash, bank deposits, inventories, bonds, etc.

Answer supplement

When drawing dividends

Borrow: dividend payable.

Loan: profit distribution

At the time of issue

Borrow: dividend payable.

Credit: Cash on hand

However, it should be noted that this dividend-paying enterprise is required to withhold and pay personal income tax.

Question 7: What does it mean to adjust the net cash flow in the budget table? 5 points means that the company did not: dispose of the monetary funds of subsidiaries and other business units.

Question 8: Other Funds in unemployment insurance benefits-Transfer of Unemployment Insurance First of all, the transfer of unemployment insurance refers to the withdrawal of unemployment insurance funds from the unemployment insurance premiums collected in various co-ordination areas in a certain proportion to subsidize some co-ordination areas with insufficient unemployment insurance funds. The Regulations on Unemployment Insurance stipulates that only provinces and autonomous regions can establish unemployment insurance transfer.

Provincial unemployment insurance transfers are mainly used to subsidize some areas where unemployment insurance funds cannot make ends meet. In the provinces and autonomous regions as a whole, due to natural disasters or large-scale dismissal of employees by enterprises, the number of unemployed people has increased sharply, and the unemployment insurance fund has spent too much, making the insurance fund unable to make ends meet. At this time, the provincial unemployment insurance transfer fund will be supplemented to help the difficult areas to solve the problem of insufficient funds.

Secondly, generally speaking, the procedures for using the unemployment insurance fund are as follows:

1. With the approval of the finance department at the same level, use the deposits in the accumulated balance over the years;

2. When the deposit is insufficient, special directional bonds or other types of national debt can be realized in advance;

3 special directional bonds or other types of national debt can not be resolved in advance, by the provincial adjustment fund;

4 transfers are still unresolved, and appropriate subsidies are given by the finance at the same level.

In addition, according to the "Regulations on Unemployment Insurance", provincial-level transfers can only be used for transfers when the unemployment insurance fund in the overall planning area is insufficient, that is, it can only be used to pay unemployment insurance benefits and protect the basic livelihood of unemployed people, and other items may not be spent. It can not be used to support the construction of labor market in the overall planning area, nor can it be used for vocational training, nor can it be used to spend the funds of unemployment insurance agencies in the province. In the past, the practice of using adjustment funds to spend labor market construction fees and vocational training fees in some places was inconsistent with the regulations and should be corrected.

(If there are any differences in local policies, the local documents shall prevail. )

Question 9: What does the People's Insurance Bureau mean? Full name: Human Resources and Social Security Bureau.

It was established after the merger of the former Personnel Bureau and the Labor Bureau.