Before calculating the annualized rate of return, we must first understand a concept: net worth wealth management products are generally calculated according to market share. When they were first established, their original net worth was generally 1, which means that a newly established net worth wealth management product was purchased at 100000 yuan, with a market share of 65438+ million. Net worth wealth management products must regularly publish the current net worth of the products, and we can calculate its annualized rate of return according to the published current net worth, so that we can calculate the income of the products. In fact, it can be calculated according to the following three publishing conditions:

1, 7-day cumulative net value

If the 7-day cumulative net value of a net-worth wealth management product is 1.00 1, then its annualized rate of return is:

( 1.00 1- 1)÷ 1÷7×365=5.2 142857%

2, product operation time

If the operation time of a net-worth wealth management product is 269 days, and the current net value is 1.04 13 189, then its annualized rate of return is: (1.041).

3. Value date

If the value date of a net-worth wealth management product is 2065438+May 1 and the current net-worth announcement date is 201June 27th, 8 (that is, the product has been running for 58 days), then its annualized rate of return is: (1.02-6550).

Tips: The above contents are for reference only, and the investment is risky, so you should be careful in your choice. Ping An Bank sells a number of fund products on a commission basis. You can log in to Ping An Bank Pocket Bank APP- Finance-Fund to find out.

Reply time: 202 1- 10-28. Please refer to the latest business changes announced by Ping An Bank in official website.