Private equity funds are equivalent to expanding capital, and companies don't have to spend money, but only collect money.

In terms of mortgage loans, there are banks and trusts. The bank's loan interest is lower than that of the trust, but the bank's loan time is longer than that of the trust.

Trust includes mortgage loan, equity pledge and transfer of equity income right. Before lending to the financier, a trust plan will be issued to raise funds, otherwise there will be no funds.

The bank lends money to others with the money that customers keep in the bank.

Trust is to find the person who needs a loan first, and then finance and lend.