I suggest you keep it. Huaxia series funds are still good. I don't know which one you have. If you feel that your own fund is not ideal, you can convert it into other funds of Huaxia Company, so that you can avoid the troublesome expenses and procedures such as redemption and subscription ~ ~

It is very painful for anyone to see the current market and watch their funds being swallowed up bit by bit ~ ~ But we still have to think about how to minimize our decline, don't you think? So now let's rationally look at what we should do!

1. Analyze the reasons for the decline of your fund.

There are many reasons for the decline in the net value of funds, which may be the deterioration of the market or the decline in the management level of fund companies. There are also many cases of net value decline, which may be temporary or long-term. When the net value of the fund falls, the first thing you should do is to analyze and judge carefully, because different reasons and situations should have different ways to deal with it.

If the decline in the net value of the fund is due to major changes in the fund management company, and there is no sign of improvement in the short term, then you should consider selling the fund.

However, if the net value of the fund falls because the market situation has changed, then you'd better not make a hasty decision, because the market changes are unpredictable.

The securities market is a rising market, with fluctuations and risks in the short term, but the long-term trend is consistent with the fundamentals of economic development. Under the long-term upward trend, it is difficult to grasp the short-term fluctuations of the market. You should treat the short-term fluctuations of the market with a normal mind and pursue the stable appreciation of capital through long-term investment.

2. Besides redemption, what are the strategies after the loss?

Fund conversion and moderate Masukura may be both options.

At present, most fund management companies that manage more than three funds have opened the conversion business of their different funds. If investors buy a fund with poor performance and another fund with good performance, they can consider switching. Another common situation is to switch from high-risk varieties to low-risk varieties when the market fluctuates greatly, and quickly switch from low-risk varieties to high-risk varieties when the market rises. The cost of conversion is lower than that of subscription and redemption.

Under the current circumstances, if investors are not satisfied with the positions of their investment funds, they can also consider adding positions moderately.