It is better to buy a fixed investment fund for three to five years and sell it, but the specific analysis of the specific fund mainly depends on the valuation of this fund to decide whether to sell it. But to sum up, 70% of those sold within three months are losing money. 90% of the products sold for more than one year are profitable.

Don't look at the time for such things as funds, but mainly look at your own high and low trading. Set a profit-taking point for yourself and sell it.

Fund purchase time:

1, subscription on trading day: the trading time of the fund is 9: 00 am-165438+0: 30 pm, 1: 00-3 pm from Monday to Friday, and it cannot be traded on Saturdays, Sundays and national holidays.

2. Buying at around 3 pm: transactions made before 3 pm, whether high or low, are calculated according to the closing net value of the day. Buying after 3 o'clock is calculated according to the net value of T+ 1. In fact, I don't know what the price is when I buy a fund, and I need to wait for the fund company to announce the net value of the day.

7. The principle of not buying fund investment:

1, stock ex-dividend is often to attract retail investors to take over, and the price may fall after taking over. It is recommended not to buy stocks with large ex-dividend amount.

2. It is also very dangerous for stocks with large institutional positions. Once institutions start to withdraw from this stock, the price will drop rapidly. It is recommended not to buy stocks with large positions.

3. If the trading volume of a stock is large, it is likely that this stock is being hyped by institutions, and the price increase is largely related to human actions. It is risky to buy this stock at this time, so it is recommended not to buy stocks with large trading volume.

4. If a stock has a major problem, the stock will have an impact on the stock price because of the major problem. Once the stock price plummets, it has a great impact on stock investment. It is recommended not to buy stocks with major problems.

5. If the price of the invested stock has a large increase in the short term, the price of this stock is prone to a pullback. It is recommended not to buy stocks with soaring prices.

6. If the stock is in a sideways state for a long time, it means that the elasticity of the stock is not strong and it is difficult to have a large increase. It is recommended not to buy long-term sideways stocks.

7. If the main income of a stock has been disclosed, many investors will actively participate in the stock, hoping to buy it at a reasonable price. In fact, the price that investors buy is not favorable. It is recommended not to buy stocks whose main income has been disclosed.