When some novice funds are redeemed, they will be more confused when they find that the principal of the fund has decreased. For example, why is the principal redeemed by the fund less? What is the reason? What is the reason why the fund redemption principal brought by the following small series is less? I hope you like it.
Reason one: the fund has a loss.
When the fund market is not good, the fund will fall, then the fund will lose money and the principal will be less when it is redeemed. Therefore, when buying a fund, we should pay attention to the fund market, try to buy it when the fund is low, and sell it when it is high.
Reason 2: The fund deducted the handling fee.
The handling fee will be deducted when buying and selling funds. Generally speaking, the handling fee will be deducted according to the holding time. The longer the holding time, the more favorable the handling fee. When the fund deducts the handling fee, the principal will be relatively reduced.
Generally speaking, the reduction of the fund's redemption principal is due to the above two situations. You can judge according to your own situation. Basically, fund redemption will not be reduced for no reason, but you should pay attention to the fact that when buying a fund, you need to go to a formal platform to buy it. If you don't buy a formal platform fund, your money may be squandered and cheated.
Reason 3: What is redeemed is the fund share.
When the fund is redeemed, the fund share is redeemed, and the fund share is not equal to the total amount of investors, so there will be a feeling that the fund redemption principal is less, but it is not less.
Secondly, when buying a fund, it is also important to pay attention to the rise and fall of the fund and learn to stop loss and take profit. Some investors just make profits and lose money.
Two techniques that investors can refer to.
First, don't be superstitious about shrinkage at the bottom. The real bottom is not judged by whether shrinkage is the standard. If you have energy for six consecutive days, you can do more, and you can enlarge it for three consecutive days to judge whether it is the bottom. The sky-high price will be completed in three days, and the land price will be completed in one hundred days. The formation of the bottom is an oscillation that needs to rebound, which is very painful. Don't grab the rebound of the V-shaped bottom.
Second, the confirmation at the bottom requires technical judgment. If it is a stock that oscillates below 20, it is not the bottom component. Morphologically, the bottom will gradually raise the bottom. Both KDJ and RSI indicators are long, with moderate volume at the bottom and long positions in a week. Tips: Don't expect bargain-hunting to be copied at the lowest point, so as not to get stuck again in the next round of decline.