If it is redeemed within half a year, the redemption fee is 10000*0.5%=50 yuan (also a little less than this, with current interest), and the total fee is 1 10 yuan; Redemption within six months to one year: 10000*0.25%=25 (the same as above is also less than this), and the total cost is 85 yuan; There is no redemption fee for more than one year, totaling 60 yuan.