professional investors are mainly divided into institutional professional investors and individual professional investors. Among them, institutional professional investors require net assets of not less than 2 million, including financial assets of not less than 1 million, and must have more than two years of investment experience in the financial field; Individual professional investors mainly require financial assets of not less than 5 million yuan in the last year or an average annual income of not less than 5, yuan in the last three years, and have more than two years of investment experience in the financial field or work in relevant institutions.
since July 1, 217, the Measures for the Administration of the Suitability of Securities and Futures Investors promulgated by China Securities Regulatory Commission has been officially implemented. The Measures clearly distinguish ordinary investors from professional investors in terms of asset size, income level, risk identification ability and risk-taking ability, and the minimum amount of investment subscription. Professional investors are mainly divided into two categories: the first category is institutions, including financial institutions approved by financial regulatory authorities, such as securities companies, commercial banks, insurance companies and so on. At the same time, its subsidiaries or private fund managers can also become professional investors once they have been filed or registered by industry associations. In addition, pension funds such as social security funds and enterprise annuities, and social welfare funds such as charitable funds, including qualified foreign institutional investors (QFII) and RMB qualified foreign institutional investors (RQFll), are all professional investors.
if it is a legal person or other organization, it needs to ensure that its net assets at the end of the latest year are not less than 2 million yuan, including financial assets of not less than 1 million yuan. In terms of investment experience, you must have more than 2 years of investment experience in securities, funds, futures, gold and foreign exchange.
the second type of professional investors are individuals. For such investors, it is necessary to meet the relevant regulations. If the investor is a natural person, in terms of assets, his financial assets are required to be no less than 5 million yuan, or his average annual income in the last three years is no less than 5, yuan. In terms of investment experience and professional requirements, you must have more than 2 years of investment experience in financial products such as securities and funds, or be a senior manager of an investment institution, a certified public accountant and a lawyer with professional qualifications and engaged in financial-related business.
Legal basis:
Article 12 of the Interim Measures for the Supervision and Administration of Private Equity Funds (OrderNo. [15] of the CSRC): Article 12 A qualified investor of a private equity fund refers to a unit or individual that has the corresponding ability to identify risks and bear risks, and the amount invested in a single private equity fund is not less than 1 million yuan and meets the following relevant standards:
(1) A unit with a net asset of not less than 1 million yuan;
(2) individuals whose financial assets are not less than 3 million yuan or whose average annual income in the last three years is not less than 5, yuan. The financial assets mentioned in the preceding paragraph include bank deposits, stocks, bonds, fund shares, asset management plans, bank wealth management products, trust plans, insurance products, futures rights and interests, etc.