Legal analysis: When the buyer purchases a house from a developer and handles the transfer of property rights, it will pay 2% ~ 3% of the total house price to the commercial bank designated by the real estate department in the district where the property is located. The specific charging standard of the shop maintenance fund shall be determined by the local real estate administrative departments according to local conditions. When selling commercial housing, the purchaser and the selling unit shall sign the relevant maintenance fund payment agreement, and the purchaser shall pay the maintenance fund to the selling unit according to the proportion of 2-3% of the purchase price. The maintenance fund collected by the selling unit belongs to all owners and is not included in the residential sales income.

Legal basis: Regulations on the Management of Housing Provident Fund

Article 12 Where a unit is merged, divided, dissolved or declared bankrupt according to law, the original unit or liquidation organization shall, within 30 days from the date of the above-mentioned situation, go to the management center to handle the registration change or cancellation of housing provident fund deposit, and handle the transfer or sealing procedures of employee housing provident fund accounts. The termination of labor relations between units and employees, including employee transfer, resignation, dismissal and dismissal. Expelled, etc. , should be within 30 days from the date of termination of labor relations, to the management center for the transfer or sealing procedures of employee housing provident fund accounts. If an employee is re-employed, the employer shall, within 30 days from the date of formal employment of the employee, go to the management center to handle the transfer or unsealing procedures of the employee housing provident fund account.

Fourteenth newly established units shall, within 30 days from the date of establishment, go to the housing provident fund management center for registration of housing provident fund deposit, and within 20 days from the date of registration, go through the formalities for the establishment of housing provident fund accounts for their employees.