Hello, the monthly income is 7,000 yuan. How to invest and finance, that is, how to do the initial investment and finance well, is not a simple matter, nor can it be completed overnight. To cultivate certain financial management knowledge and ability, we need to do a good job in order to go further and make financial management income more stable. I will talk about my views from the following aspects.

1. Actively learn financial management knowledge. Understand the different characteristics of different financial products such as bank deposits, funds and stocks by reading relevant financial books or online channels. Accumulate financial knowledge and cultivate financial awareness.

2. Learn to keep accounts by yourself. You can use a notebook or electronic bookkeeping to record your monthly income, expenditure and balance. In order to make a better financial plan.

3. Establish a correct concept of consumption. Rational consumption, no impulse, no follow-up, no blindness, no comparison, no moonlight clan.

4. Correctly understand the relationship between income and risk. According to their own risk tolerance, choose the right financial products for investment.

5. Ensure the liquidity of funds. If you have unused idle funds on hand, you can deposit them in bank time deposits, and the remaining activity funds can be put into various monetary funds, which is convenient to use and has rich returns.

6. If you have time after work or study, you can also try various sideline or part-time jobs to increase your income so as to better invest and manage your finances.

I hope my answer is helpful to you.