However, it should be noted that Meiyingbao adopts the compound interest method, that is to say, the income obtained will automatically be used as the principal to regain new income the next day.
If you want to know who has higher income from Meiyingbao, Jingdong Small Treasury and Yu 'ebao, let's compare the six funds of Yu 'ebao and find out the highest income. Then compare it with Jingdong Small Treasury and Meiyingbao.
Yu 'ebao now has six funds, namely Tian Hong Yu 'ebao Monetary Fund, Boss Cash Income Monetary Fund A, Central Europe Qian Bao Monetary Fund A, Huaan Ririxin Monetary Fund A, Guotai Bao Li Monetary Fund and Boss Cash Income Monetary Fund A. ..
From the figure, we find that the rate of return of Guotai Bao Li Monetary Fund is 4.2 1% in the last year, 2.09% in the last six months and 1.00% in the last three months, all higher than the other five funds.
Gome Meiyingbao docked with Nuoan Tiantianbao B Monetary Fund; Jingdong Small Treasury is connected with Penghua Tianlibao Monetary Fund (wealth management fund) and Harvest Live Wallet Monetary Fund A (pocket money).
I sorted out the income of these three money funds in the past year, the income in the past six months and the income in the past three months, as follows:
We can find that the income of Meiyingbao, namely Nuoan Tiantianbao B Monetary Fund, was 4.22% in the last year, 2.06% in the last six months and 1.0 1% in the last three months.
The money fund of Penghua Tianlibao in Jingdong Treasury has the highest income: 4.54% in the last year, 2.22% in the last six months, and1.07% in the last three months;
Therefore, we come to the conclusion that, in short, Gome Baby Baby, JD.com Small Treasury and Balance Baozhong JD.com Small Treasury have the highest yields;
However, considering the compound interest calculation income of Meiyingbao, it is hard to say who has higher income: Nuoan Tianbao B Monetary Fund of Meiyingbao and Penghua Tianlibao Monetary Fund of Jingdong Small Treasury.
If the amount is large or the term is long, then Meiyingbao is a good choice.