Class B back-end charging mode, there is no charge for subscription or subscription for the time being, and it is decided whether to pay back according to the holding time when redeeming.
Subscription or subscription fee, if you can hold it for more than 3 years, you can choose category B.
Class C does not charge subscription fees, but charges the fund sales service mode, charging the rate from the daily net value and settling the accounts on a monthly basis. If the fund sales service rate is 0.4% per annum, the annual income of Class A fund share is 5%, and that of Class C fund share is 4.6%.
Extended data:
Matters needing attention of the fund:
First, we should pay attention to arranging the proportion of fund varieties according to our own risk tolerance and investment purpose. Choose the fund that suits you best, and set an investment ceiling when buying partial stock funds.
Second, be careful not to buy the wrong "fund". The popularity of funds has led to some fake and shoddy products "fishing in troubled waters", so we should pay attention to identification.
Third, pay attention to the post-maintenance of your account. Although the fund is worry-free, it should not be left unattended. Always pay attention to the new announcements on the fund website, so as to have a more comprehensive and timely understanding of the funds you hold.
Fourth, pay attention to buying funds, and don't care too much about the net value of funds. In fact, the fund's income is only related to the net growth rate. As long as the fund's net growth rate stays ahead, the income will naturally be high.
Fifth, we should be careful not to "love the new and hate the old" or blindly pursue new funds. Although the new fund has inherent advantages such as preferential prices, the old fund has long-term operating experience and reasonable positions, which is more worthy of attention and investment.
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