Many friends told me that they didn't know how to calculate the expected annualized expected return after buying the money fund, and they didn't know how much money they could earn after taking it out one year. Bian Xiao will come to know with you today how the money fund calculates the expected annualized expected return.

First of all, we must make it clear that the money fund only has open-end funds, not closed-end funds, so the expected annualized expected return of the money fund will be refreshed every day, which means that the expected annualized expected return is calculated every day, and there may be income every day. It's just the difference between earning more and earning less. It can't be said that if you earn less, you won't earn, but most money funds only settle the expected annualized expected income for customers every month or week, which depends on the provisions of the fund contract.

The calculation of the expected annualized expected return of the Monetary Fund is the cumulative expected annualized expected return 10000: the cumulative expected annualized expected return 10000 is the cumulative expected annualized expected return amount of each 10000 fund unit in a period. The calculation method is to accumulate 1 10,000 copies of the expected annualized expected return of the money fund every day during this period. Ten thousand cumulative expected annualized expected returns reflect the total expected annualized expected returns of the Monetary Fund over a period of time. Converted into expected annualized expected return, the cumulative expected annualized expected return 1 ten thousand yuan is equivalent to expected annualized expected return1%(100/10000 =1%). Another figure that knows the expected annualized expected return is "7-day historical expected annualized expected return", which means converting the average expected annualized expected return of 7 days into the expected annualized expected return of one year.

"Annualized expected return per 10,000 expected shares" is your actual expected annualized expected return every day, and "7-day historical expected annualized expected return" is a parameter to understand the long-term expected annualized expected return ability of a monetary fund.

Monetary fund is the first step for beginners to learn financial management. Although the operation is simple, you still have to do your homework to choose a good money fund investment.