Mainly because: the ability of fund company personnel to select funds is higher and more professional than ordinary investors, so the funds they recognize will not be too bad. At the same time, the fund company's self-purchase behavior shows that it is sincere and trustworthy with investors. From the perspective of interests, in order not to lose money, fund companies will put more energy into the management and operation of this fund.
There are two main phenomena of fund self-purchase in fund companies: self-purchase required by fixed product design and self-purchase within fund companies. Spontaneous purchase by fund companies is generally a marketing tool, which can greatly mobilize the enthusiasm of investors.
So what about the performance of these self-purchased funds?
Overall, the fund's income is still consistent with the market. Among the self-purchased funds, the income of medical consumption funds has achieved bright performance as the performance of medical consumption market, while the performance of other stock funds is relatively backward. In the past year, due to the constant adjustment of the bond market, self-purchased bond funds failed to enjoy stable returns.
Therefore, copying homework with fund companies and buying funds bought by fund companies may not be able to make a profit of 100%.
Investors should pay more attention to the product itself and the management ability of the fund manager before making a choice.