Generally speaking, the size of the fund can't be too big or too small. When the scale of the fund is too small, if the fund market is not good, such as the products within 1 100 million, there is little fluctuation, which is easily affected by the market environment and may also face the risk of liquidation. Secondly, the rise and fall of heavyweights have a great influence on the fund performance, which increases the risk of the fund. Small-scale funds are greatly affected by huge redemption, which is not conducive to the stability of the fund performance.
Generally speaking, it is better to choose a moderate scale, such as 2-8 billion yuan. Of course this is only a reference value. To buy a fund, we should not only consider the size of the fund, but also consider the establishment time of the fund, the fund manager and the past performance of the fund. Reference, not the number of people who buy it.
For example, when choosing the establishment time of a fund, try to choose a fund that has been established for more than three years, so that past performance can be referenced. Although the past performance does not represent the future, it will still have a certain reference function.
The fund may not be able to make stable profits:
Funds may not be stable. All funds are risky and have the possibility of losing money. Generally speaking, funds are mainly divided into: money funds, bond funds, stock funds, mixed funds, index funds, FOF funds and so on.
If you want to make money steadily and don't want to take great risks, then you can consider money funds or pure debt funds, because such funds are generally not particularly risky and will not lose money unless there is a major economic crisis.
If you want to earn high returns, you can choose stock funds, hybrid funds, index funds, FOF funds, etc., because these funds are risky and have high returns, but investors should pay attention to their risks during the purchase process, and there is the possibility of principal loss.
Generally speaking, the fund is risky, and it is impossible to make money 100% without guaranteeing the principal and interest. Don't blindly follow the trend to buy funds. You need to know what your needs are and how much risk you can bear.