As a financial assistant in our daily life, what financial products are there on Ant Wealth APP? How to choose when investing? In addition to the money funds familiar to Yu 'ebao users, there are also deposit products that are connected with banks and brokerages, all of which are low-risk financial management. There are also some insurance financing, such as the 360-day pension insurance of Jianxin Pension Feiyuebao and China Life Anxinying. The risk is low. Ant Wealth can customize the pension plan and deposit it into the pension every month to ensure future life. However, the insurance investment with higher income on the wealth of ants, especially the products with income exceeding 10% in the past year, will have much higher risk, so it is necessary to choose carefully when investing.
Ant wealth also has some medium and high-risk financial management, such as gold financial management and funds. The gold products in Ant Wealth include two ETF-linked funds, Bosera Gold and Huaan Gold, which track the spot price of gold in China and invest in gold funds, gold contracts and gold futures. The price of gold in the market fluctuates greatly, and the risk of choosing gold for financial management is not small.
Ant Wealth's fund products also have many bright spots, such as intuitive and concise traffic lights, which can help novices choose bases. Similar to platforms such as Tian Tian Fund, the subscription rate of Ant Wealth Fund is relatively low. Moreover, the initial investment amount of the fund is low, and the minimum investment amount of the fund is 10 yuan, which is very suitable for novices who don't have much money on hand or just start to learn financial management.
Many aspects of ant wealth have been integrated with Alipay business, which is very convenient for customers who often use Alipay. And with the technical support of Ali, the server of Ant Wealth is very stable and the platform is relatively safe.