The fund account is in your bank savings card, which is safe and convenient. Fund start 1000 yuan.
What you buy with money is the fund share, such as 1000 yuan, subscription fee 1, 5%, and the fund share you buy is 9852 1 fund share.
Fixed investment fund started in 200 yuan.
The name, amount, date and term of the fixed investment fund shall be signed with the bank.
In the future, the bank will automatically give you a fixed investment fund on a regular basis, which will save you worry and effort.
After opening online banking, you can also conduct fund transactions and fund inquiries online.
Therefore, it is very convenient and safe to invest money in the bank.
Even if you invest, there will be risks, and high risks breed high returns.
Funds are less risky than stocks.
However, if the investment timing and the types of funds selected are not good, the losses will be great.
For example, at the end of 2007, investors of more than 6,200 investment funds in the stock market suffered more losses so far.
In 2006, the number of investors in investment funds doubled. This is the importance of investment timing.
At present, in the market where the stock market fluctuates above 2300 points, the risk of investment funds is relatively small, because the stock market and funds are at a relatively low level.
There may be no return on short-term investment, but in the long run, there will be a better return on investment in the future.
In the long-term fluctuation of the stock market, it is also important to choose better fund varieties.
The biggest difference between a fixed investment fund and a one-time investment is that whether it goes up or down in the short term, the impact is not great, because the fund share that buys up is small and the fund share that buys down is large, which can effectively reduce the investment cost in the long run and the risk is relatively small.
Of course, investment is risky.
The biggest risk of a fixed investment fund is to invest in the stock market unilaterally, and there will be more short-term losses.
The short-term effect of fixed investment funds is not obvious, especially in the case of long-term fluctuations in the stock market, which may not be profitable for several months. This is the risk, but as long as we adhere to the concept of long-term investment and wait for the market to pick up, the profit will be faster.
Because you buy more shares when you fall, when the fund's net value rises, there will be better returns and investment returns.
At present, the stock market and funds are in a relatively low position, and the risk of fixed investment funds is relatively small.
Now is a good time to make a fixed investment.
It is suggested that it is best to choose Huaxia Return Fund for fixed investment.
Compared with several funds I have invested in, Huaxia Return Fund, which has been stable for a long time, has made fixed investment or investment from the high point of the stock market and is still making positive returns.
However, most of the funds invested in other equity and hybrid funds have lost money so far.
The Fund is a hybrid fund with stable long-term trend, no ups and downs, less risk, moderate income and the most dividends.
In the long-term fluctuation of the stock market, it is safe to invest in such a fund. Although the return is not the highest, it is also stable.