1, bonds
National debt has high credit rating and good security. The expected annualized interest rate is around the issuer of corporate bonds, which has certain redemption risk. The expected annualized rate of return is about 1%-9%.
2. Bank wealth management products
Bank wealth management products can be divided into guaranteed annualized expected income wealth management products and non-guaranteed annualized expected income wealth management products, and the latter can be divided into guaranteed type and non-guaranteed type. The average annual expected annualized expected rate of return is about.
3. Monetary Fund
Monetary funds are no strangers to everyone. They are sharp weapons in the current period. Such as Yu 'ebao, Treasurer's Wallet, BOC Lifelong Treasure, Minsheng cash treasure and other historical expectations, the annualized expected rate of return is generally around 3%.
Step 4 trust
Trust products are loved by many venture capitalists because of their high expected annualized returns. Judging from the expected annualized expected rate of return, trust products are basically above 10%, belonging to high expected annualized expected return products. However, trust products are mostly invested in infrastructure, energy and real estate projects. Since last year, economic downside risks have been highlighted, and many trust products have redemption risks.
5. Time deposit
On June 15 this year, certificates of deposit reappeared in investors' field of vision, but the reaction to the initial issue was not as hot as expected. With the expansion of deposit certificate issuing banks from 9 to 102, there is differentiated competition in the deposit certificate market, and the expected annualized interest rate of deposit certificates of some banks is more than 40% higher than the quarterly expected annualized interest rate of banks.