According to the actual situation of the market, for most ordinary investors, the overall rate of return of the fund can be improved through fund investment, and the improvement effect is also obvious. Why do you say that choosing a fund to invest will get more stable income than investing in your own fund?
There are several main reasons.
Fund investment can help investors choose the right fund.
The most important thing to buy a fund is appropriateness. There are so many funds in the fund market, the types of funds are also rich, and the characteristics of risks and returns are also very different. A large part of them are excellent funds. There are so many good foundations, and only some of them are suitable for us.
When you first started buying funds, you must have experienced such a situation:
I saw a good performance of a fund and bought it. As a result, the net value of the fund soon began to decline.
I sold it in a hurry because I couldn't bear the risk of loss. I didn't expect the fund to skyrocket later, and I lamented and regretted it.
An important reason here is that the product risk level does not match the investor's risk tolerance.
If you invest through the fund, you can solve this problem well.
Generally speaking, the investment services designed by various institutions cover a variety of strategic types, different risk levels and different income targets.
Before choosing a product, you will know your risk tolerance and investment objectives through a test similar to product adaptation. , so as to make appropriate products and orders.
This can help you choose the right fund investment.
The fixed investment of the fund can help investors to do a good job of matching funds.
In addition to helping investors choose suitable fund products, they can further help investors match fund products. In short, it is to help you build a suitable fund portfolio and conduct a more comprehensive asset allocation.
There are more than 7000 publicly issued funds in the whole market. If you want to choose the right fund to build a fund portfolio through your own ability, it will be more difficult, and this problem can be solved very easily through fund investment.
Fund investment has a professional team and a professional fund manager, and its strength is undoubtedly greater than that of ordinary investors.
Fund investment can help investors keep up with their portfolios.
Just because you set up a portfolio plan and start investing doesn't mean that everything is fine, you can wait for the benefits.
The market is dynamic, the funds in the portfolio are also changing, and the proportion of assets in the portfolio will deviate from the original proportion because of the operation. Therefore, to maintain the balance of the portfolio, we must constantly follow up and adjust from time to time.
Fund investment will also help investors solve this problem.
The formed investment strategy will be followed up by the investment team in real time, and then adjusted in time according to market conditions.
Ordinary investors are not professional investors, and they don't have so much energy and time to look after these fund portfolios, so they may miss the best operation opportunity.
The fund investment team is different. It is a tool for them to eat and must be protected.
Facts have also proved that the fixed investment of the fund does have a very obvious effect on improving the fund's income.
According to the above points, we can draw a conclusion that it is more appropriate for most ordinary investors to buy funds through fund investment than by themselves.