According to the "Regulations on the Management of Housing Provident Fund", if an employee has one of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.
Extended data:
Article 30 of the Regulations of Tianjin Municipality on the Administration of Housing Provident Fund? Workers who pay housing provident fund can apply for housing provident fund loans to the municipal housing provident fund management center when purchasing, building, renovating or overhauling their own houses.
Article 31? Housing provident fund loans shall be based on the principle of combining deposit with loan, first deposit and then loan, full loan with zero repayment and loan guarantee. The specific measures for housing provident fund loans shall be formulated by the Municipal Housing Provident Fund Management Committee.
Article 32? City housing provident fund management center shall, within five days from the date of accepting the application for housing provident fund loans, make a decision on whether to grant loans and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the municipal housing provident fund management center.
Tianjin Housing Provident Fund Center-Identity Information Required for Withdrawing Provident Fund
Tianjin housing provident fund center-housing provident fund extraction scope
Baidu Encyclopedia-Regulations on the Management of Housing Provident Fund