It depends on what kind of situation it is. Originally, you need to have a fund card and then bind the bank account. In this case, if you buy a fund, after you redeem the fund, the money will be transferred to your fund card and then to the bank account before you can use it. Now, if you have a bank savings card, you only need to open a fund account to buy the fund directly, so whether you buy or redeem it, you will use the savings card to trade directly, so when you redeem it, the money will be directly transferred to the savings card, so it depends on what the situation is, hoping to solve your problem.