First, act decisively and save it all.
It takes a lot of courage to make this decision, because once you resolutely redeem it all, it is equivalent to admitting that your investment has failed, and the floating loss has become a real loss. Under normal circumstances, it is not recommended to do so if the net value of the fund continues to fall because of the market decline.
Second, out of sight, out of mind.
Many people will take this approach. When the fund makes money or has no performance, they will open an account every day to see the situation of their fund and then study the market dynamics. When the fund suffered a big loss, they were reluctant to cut their meat, hoping that it would rise back one day, but they couldn't bear to see the account floating, and even the trading software was unwilling to open.
This method can prevent you from making wise operations because of emotional influence, but it can also be seen that the risk characteristics of investors do not match this fund, so you should consider choosing products that are more suitable for you in the future. And this waiting method may take a long time.
Third, convert it into other funds.
This requires making full use of the seesaw effect of the stock and bond market. The stock funds we hold have fallen sharply due to market reasons, so we choose to convert our share of stock funds into bond funds, hoping to make up for the losses of the previous funds by making profits in the bond market. This is a more active strategy, but the rise of the bond market must be slower than that of the stock market and it will take more time.
Fourth, the foundation is fixed.
The fixed investment of the fund can be said to be the most positive solution. After the fund falls sharply, it will continue to increase investment at a low level and dilute costs. Once the market rebounds, the fund will be released in the fastest time, and the fund will be profitable without waiting for the fund to rise to its original net value.