Family financial management should follow four basic principles: matching income with risk, living within our means, doing our homework, not blindly investing, controlling desire and not being greedy.

To specify a financial plan for a family, we must first find out what stage the family is in. Is it a formative period or a growth period, or a mature period or an aging period? The family characteristics at each stage are different, and the scheme will be different.

Moreover, the family situation of each family is different, and the level of financial management knowledge is different, which should be formulated according to the actual situation.

Tips: The above contents are for reference only. If you have investment needs, Ping An Bank has launched a variety of wealth management products to meet the needs of investors. The expected income, investment direction and risk of different wealth management products are different. You can log in to Ping An Pocket Bank APP- Finance-Financial Management to learn and buy.

Reply time: 2021-11-23. Please refer to the latest business changes announced by Ping An Bank in official website.