When investors manage money, they are most concerned about the redemption amount of wealth management products. After all, the more money investors redeem, the more profits they make. Then, what is the relationship between the share of financial redemption and the actual amount obtained? Let's have a look.

Is the share of financial redemption equal to the actual amount obtained?

Doesn't mean. The share of financial redemption is not necessarily equal to the actual amount obtained, but may be less than or greater than the actual amount obtained. In practice, the common calculation methods of financial redemption amount are: redemption amount = redemption share × net fund share on redemption date-redemption fee (if any), or redemption amount = redemption share × net fund share on open day-redemption fee (if any)-accrued performance reward/management fee (if any).

For example, if the net value of the fund share on the redemption date is 1 and the redemption amount = redemption share-redemption fee (if any), then the redemption amount is less than or equal to the redemption share. If the net value of the fund share on the redemption date is greater than 1, the redemption amount may be greater than the redemption share. If the net value of the fund share on the redemption date is less than 1, the redemption amount is less than the redemption share.

In short, the share of wealth management in wealth management products and the actual amount obtained are uncertain, and investors should also pay attention to this when investing. The more shares of financial redemption, it doesn't mean that the more money you actually get.