20 19 written insurance questions and answers to interview questions in orient securities

The following written test questions were taken by an author in the 20 15 orient securities insurance written test:

1: The insured insured insured household property insurance with its household appliances worth 1 10,000 yuan, with a coverage of 50,000 yuan and a loss of 80,000 yuan within the insurance coverage. How much should the insurance company pay?

I. 65,438+10,000 yuan

B, 80 thousand yuan

C, 40,000 yuan

D, 50,000 yuan

2. Company A signed a property insurance contract with insurance company B, with an insurance amount of 500,000 yuan. After the fire broke out in the subject matter insured, Enterprise A thought it was insured and did not take active measures to prevent the fire from expanding, resulting in an additional loss of 50,000 yuan. According to relevant laws and regulations, which of the following statements is correct?

Insurance companies A and B shall compensate all economic losses of enterprise A..

Insurance companies B and B shall compensate the economic loss of enterprise A within 500,000 yuan.

C insurance company b shall compensate enterprise a for economic losses within 500,000 yuan, but the loss of 50,000 yuan shall be borne by enterprise a.

Insurance companies D and B are irresponsible for the losses of enterprise A, because enterprise A did not take measures to eliminate the fire.

3. Mortgage a property with a value of 500,000 yuan and borrow 450,000 yuan from the bank. The bank is prepared to insure the mortgaged property against fire. Then, the bank's insurance amount for the mortgaged property is

1. 500,000 yuan

B, 450,000 yuan

C, 250,000 yuan

D, 220,000 yuan, 50,000 yuan

4. The following situations do not belong to the effectiveness and termination of reinsurance contracts.

A. Termination after expiration

B. Special termination

C. termination of payment

D. Notice of termination

5. Which of the following is a necessary condition for double insurance?

First, the same insurance accident

B, the same insurance amount