Investment funds will inevitably encounter fund losses. Generally, in the face of fund losses, corresponding investment measures should be taken according to the reasons of fund losses. If you are optimistic about the fund, you can actually choose to buy it when the net value of the fund is low, and then earn the difference when the net value of the fund rises to make up for the previous losses. In addition, if you want to continue to invest in funds, it is also a common choice to directly convert into other funds with better performance. So if the fund loses money, can it be transferred to other funds? Let's get to know each other.

Can I exchange the fund loss for another fund?

If the fund loses money, whether it is a better choice to switch to another fund mainly depends on the specific situation of the loss-making fund, as follows:

1 If the loss-making fund has been performing poorly, and the loss of the fund is caused by non-market overall factors, it is obviously the problem of the fund itself. In this case, even if it is converted into a fund with better performance to invest, it can help investors stop losses in time. The main purpose of fund conversion is to help investors convert the loss-making fund into a better fund of the same company without paying the redemption subscription fee.

If the loss-making fund is caused by market fluctuation, and the performance of the fund itself is still outstanding, then there is no need to change the fund in this case, and you can choose to continue holding the fund and wait for the fund to rise again.

In fact, there are certain skills in fund conversion. In general, fund conversion saves redemption and subscription costs compared with normal fund redemption and re-subscription, which can help investors reduce investment costs; Furthermore, fund conversion usually occurs when investors' income or risk tolerance changes; Reasonable fund conversion can help investors spread risks.