Novices can buy relatively stable and high-quality index funds, such as: Shanghai and Shenzhen 300 Index Funds, SSE 50 Index Funds, and CSI 500 Index Funds. Index funds have both on-site funds and off-site funds, and investors can choose at will.

Index funds follow a specific index and buy all or part of the constituent stocks in the index in order to obtain the same income as the index. Index funds are passive funds and relatively stable.