Users usually choose funds in order to obtain income in this way. Among many financial products, fund financing is a relatively stable financial investment. However, higher returns are always accompanied by higher risks, and investors should choose fund products according to their own actual conditions. So, what is the difference between the holding income and the accumulated income of the fund?

The difference between fund holding income and accumulated income is as follows:

1 has different definitions.

The holding income is only the income of the funds currently held, and the accumulated income is the accumulated income or loss brought by the trading of all funds in Alipay, specifically referring to the rate of return in a specific period of time.

Two different calculation methods

Fund holding income refers to the accumulated income during the fund holding period, which reflects the rate of return of fund investment in the statistical interval. The cumulative income of the fund is the sum of all the income generated by investors since they invested in the fund, including redemption of the fund and dividends.

Simply put, holding income refers to the income of a specific fund still held, and accumulated income refers to the income of all products bought, including products that have been redeemed. It should be noted that after all the shares of a fund are redeemed, the holding income of the fund will be reset to zero.