Some fund transactions do not require handling fees, and some are very important. At present, there are very few funds that do not need handling fees. It can be said that almost all the funds we can see in the market need handling fees, especially some small white funds bought on Alipay. At present, I don't seem to have found any cases that don't require handling fees.

There are three types of funds, Class A, Class B and Class C. Class A service fees are what we usually see. We will charge a certain percentage of service fee at the time of purchase, and then we will not charge you any fees regardless of profit or loss. The cost is generally 10% or 15%, which is more suitable for long-term investment, otherwise the capital will not be earned back, and the upfront fee alone will be lost. Class B is just the opposite of Class A. Its handling fee is not charged when you buy it, but when you sell it, you will charge a certain fee according to the length of time, so this kind of fund can make long-term and short-term investments. Class C is very different from the first two categories. There is no handling fee for buying and selling. But it doesn't need a handling fee, but calculates the service fee according to the number of days. In a certain number of days, its commission rate will rise a little, so this kind of fund is more suitable for short-term investment.

There is another fund in the market that doesn't need to pay any fees at all, and that is E Qian Bao of E Fund. The model of this fund is different from others, because it first deposits money into the money fund, and then uses the money fund to buy various funds of E Fund. But the disadvantage is that it is limited to E Fund's products, and other products can't enjoy this discount. Moreover, if you only buy E Fund products on the fund platform, you also need a handling fee.

It is very rare that fund transactions do not require handling fees, but we can try to reduce the handling fees as much as possible. If you just buy a small amount of water or try it, there is no need to consider this problem.