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Is it better to buy and sell funds frequently or to hold them for a long time?
Judging from the variety of financial management, the fund is not suitable for day trading. First, the transaction cost of fund transactions is high, such as subscription, redemption and custody. However, it takes a long time to confirm the redemption application, such as the fastest T+2 redemption; Third, the fund's real-time net worth data is inaccurate, and it has been removed. There may be errors in the reference transaction data of the day, so it is difficult to grasp the correct investment time.

Therefore, the original intention of fund design is to encourage long-term holding, and the related fees are also preferential for long-term holders, such as holding for X years and redeeming for free. Judging from the past data, long-term holding can fluctuate smoothly, and "time for space" is generally more likely to obtain positive returns.

But it also depends on your own capital flow needs, such as "long-term" years, as well as market conditions, such as large market fluctuations in the past three years, and fund products, such as cash withdrawal. So it may not be effective for a long time.