Buying wealth management products in the online bank of Bank of Communications indicates successful subscription. At this point, the amount of wealth management products you subscribed will be frozen. At this time, your available balance is the difference between the original amount and the wealth management amount. When the wealth management product is established, the money in your account will be deducted into the wealth management account designated by the bank.

Wealth management products are a kind of wealth management products designed and issued by commercial banks and formal financial institutions, which invest the raised funds in relevant financial markets, purchase relevant financial products according to product contracts, and then distribute them to investors according to contracts.

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In addition to a wide variety of wealth management products, the contract design of wealth management products is as complicated as a book, and the obscure product description also makes investors "confused". Many people sign contracts based on their trust in financial institutions and their pursuit of high returns.

In the end, the investment was damaged, and it was like a dream. However, such behaviors as "being misled by the bank account manager", "reporting only income but not risk" and "describing wealth management products as deposits" have become the focus of complaints about financial disputes.

Alternative wealth management products are mostly non-guaranteed floating income products, and the gimmick is greater than the essence. The price trend of products linked to it is unique and fluctuates greatly. For example, the investment market of art, alcohol and Pu 'er tea has experienced ups and downs, so the risk will be much greater. Ordinary investors with low risk tolerance had better not get their hands on it easily.

Baidu encyclopedia-wealth management products