New China Insurance's products are relatively complex. Here I have selected several very representative products for a simple comparison: As you can see, the premiums of these products are quite expensive.

Among them, the compensation rules for Xinhua's multi-time insurance series products are very complicated. It seems that it can be compensated many times, but in fact, the insured amount for minor illness and the insured amount for critical illness are limited.

In other words, if a claim is made for minor illnesses in the same group of diseases, the critical illness insurance amount will be occupied.

Other critical illness insurances on the market provide additional compensation for minor illnesses and will not occupy the critical illness insurance amount.

Therefore, if you have to choose a critical illness insurance from Xinhua Insurance, then Health Care C3 has relatively good coverage, but the price is also very expensive.

Let’s take a look at whether Xinhua Health Care C3 is worth considering compared with critical illness insurance from other large companies.

Ranking of Critical Illness Insurance of Large Companies I selected several critical illness insurances from different insurance companies for comparison to see how the protection of Xinhua Health Care C3 is: Look directly at the picture: You can see that in the critical illness insurance of large companies

Among them, Xinhua’s Healthy Care C3 is not very competitive and its price-performance ratio is not high.

If you only want to consider products from big companies, Sunshine Life’s i-guarantee C model is very cost-effective among large companies. You can also choose to pay until the age of 60, which can minimize the payment pressure.

If you are not limited to large companies, there are many consumer critical illness insurances on the market worth considering.

Taking the age of 30 as an example, 6,000 yuan can buy a critical illness insurance coverage of 500,000 yuan, and it is also guaranteed for life.

This type of cost-effective critical illness insurance is called consumer critical illness insurance, and everyone in the industry is buying it.

So if you don’t limit your vision to large companies, there are many cost-effective products on the market to choose from.