Can I return the wealth management products of China Bank?
China Bank's wealth management products cannot be returned after successful purchase, but they can apply for redemption. If the purchase is not confirmed, you can apply for cancellation. Whether the order can be cancelled mainly depends on whether the purchase is successful and whether the wealth management product has been established. Wealth management products can be cancelled before the product is established.
Provisions on cancellation of wealth management products of China Bank:
1 Whether the wealth management product can be revoked before its establishment can be found in the product manual. Generally speaking, during the product subscription period, the subscription application can be cancelled within the business processing time specified in the business place of the financial plan manager on the subscription application date; After the business processing time specified by the business place of the financial plan manager exceeds the subscription application, the subscription application shall not be revoked.
2 Wealth management products sold through the counter and online banking channels can be unsubscribed at the counter.
3 If the wealth management products sold through the counter and online banking channel want to cancel the order on online banking, the premise is that the products with online banking transactions can be cancelled on online banking, otherwise they need to cancel at the counter.
At present, the cancellation of the subscription of counter self-operated wealth management products needs to be handled at the outlets in the province, and it cannot be cancelled across provinces for the time being; There is no such restriction on consignment of wealth management products.
5. I need to bring my valid identity certificate, purchase contract or agreement to the counter to cancel the bill and fill in the transaction information confirmation form at the counter. Processing time is the trading time of wealth management products.
6. Cancellation of some special wealth management products is only supported on the day when customers purchase during the subscription period, and some products are not allowed to be cancelled. Please consult your local outlets for details.
If the purchased wealth management products cannot be cancelled directly, they can be redeemed during the opening period. Open wealth management products can be redeemed at any time, and closed wealth management products cannot be redeemed during the closed period, so be sure when buying wealth management products.