I think it is very necessary to educate college students on financial knowledge, because at present many college students have no concept of money, let alone financial knowledge. At present, our basic living expenses can be said to be provided by our parents, because we have no extra energy to make money at school. What our parents ask of us is to study hard at school. This led many students to say that they asked our parents for money. Although our parents didn't say anything, I think our college life is very interesting. We have a lot of spare time on campus. Now many schools will set up departments similar to work-study programs, which is a very helpful thing for our students. It can be said that college students spend a lot of money for a month, because now we college students have no financial knowledge at all, and think that parents can make money easily and spend money at will, which is obviously very inconsistent with our current college life and our core values, and it is very incorrect for us. In my opinion, it is very necessary for us to let our college students know the basic financial knowledge, let our students know how to spend money and manage money, and to a great extent, let our students establish the consciousness of reasonable consumption. Now we all know the trap of many college students' online loans, because we college students have no concept of money at all, which is naturally a very bad thing for us. So I think it is very important to help our college students establish a reasonable consumption concept.