There are many types of China Life pension insurance, such as: Xinrui Niannian Pension Insurance, Fuxiang E-Sheng Pension Insurance (Internet Exclusive), etc. However, the exact amount of money to pay needs to be analyzed based on the specific product, after all, it affects the premium.

There are many factors, such as age, protection period, payment period and whether other protections are attached, etc., so we cannot give you a specific number.

If you are more interested in China Life, you can first read this article by my senior sister: How is China Life? What are its products? Are they any good?

So next, I will take China Life’s Xinrui Niannian Pension Annuity Insurance as an example to introduce to you the protection of this product!

1. Analysis of insurance conditions According to the terms and conditions, Xinrui’s annual pension annuity insurance is a fixed-term product. Its protection period is until the age of 69 and until the age of 85. The insurance age range for male insured is over 55 years old and above.

People under the age of 75 and female insured persons over the age of 50 and under the age of 75 are insured.

Secondly, the payment period for Xinrui’s annual pension annuity insurance is single payment or three-year payment. You can choose the payment period option that suits you according to your own financial situation.

Regarding how to choose the payment period, I still know a little bit about it, so I have specially prepared this article for you: How to choose the payment period so as not to lose money?

2.? Analysis of protection content The protection responsibilities of Xinrui Niannian Pension Annuity Insurance include pension annuity, birthday benefit and death insurance benefit. At the same time, this product also has two other rights and interests services: borrowing and converting annuity rights.

Regarding the exemption clauses, Xinrui Niannian Pension Insurance can be said to have performed quite well. The number of seven is relatively common in the entire pension annuity insurance market and is at the average level.