When buying a new fund or an old fund, please remember that the bear market buys a new fund and the bull market buys an old fund: because the new fund has a opening period, the bear market can play a protective role, but in the bull market, it is not as fast as the old fund because it has not yet opened a position.
Buying a fund is actually giving money to the fund to buy stocks, which is indirectly buying stocks.
Buying an old fund or a new fund mainly depends on your judgment on the general trend: if you feel that the stock market is still rising for a period of time (usually one month) after buying a fund, then buy an old fund, because the old fund already holds Man Cang or most of its shares, and its net value will increase rapidly when it rises, while the new fund is still mostly in cash, and the stock market rise has little effect on its net value; On the contrary, if you judge that the stock market will fall in the future, you can buy a new fund because it has a lot of cash and is not easy to affect its net worth. But you can buy cheaper stocks on dips. So buying a fund mainly depends on the timing.
Of course, another point is to choose a fund with good operating performance. After all, the old fund has been tested by the market.
The net value of newly issued funds is generally low, so you can buy more shares.
The handling fee is lower. Buying fund shares during the new fund raising period is called subscription, and the subscription rate is generally 1.2%, while buying fund shares that have been announced and are in the open period is called subscription, and the subscription rate is generally 1.5% (some of them will be discounted).
The newly issued fund depends on the strength of its fund company and the ability of the newly issued fund manager.
For example, Huaxia Strategy Selection managed by Huaxia Fund Company raised 65.438+0.5 billion yuan a day. At the end of 2009, Huaxia Shi Sheng Select Fund was issued only one day, and its scale was as high as 654.38+087 billion yuan.
Personally, I don't want to buy a new fund because there is no reference to past performance. As for the rate, I suggest you buy it through direct selling, with a 60% discount, which is cheaper than subscribing for a new fund.
Finally, I suggest you buy a closed-end fund. Because it is the only valuable thing on the market now. You see, the net value of one yuan (that is, the price of the stock it bought is worth one yuan) is now sold at a 30% discount. What a bargain! It's a pity that novices simply don't understand that they have the time to grab open-end funds but don't buy closed-end funds with a 30% discount. The stock market is a blind spot for many people, but it is the safest profit opportunity. Like the previous subscription card and legal person shares.
I believe that if closed-end funds are held for a long time, the return must be amazing. What's more, it also has the opportunity and theme of early development.