In terms of interest rate, products are paid at the agreed interest rate. Although the interest rate is higher than other bank time deposits, the redemption rate of this product has been 100% since its issuance, and there has never been any overdue or non-payment as agreed. The reputation of this bank can still be trusted. Therefore, Huarong Xiangjiang Bank Xin Kai Deposit No.2 is a bank deposit product with guaranteed capital and guaranteed income.