Top 10 Borrowing Platforms in 2023 List of Conscience Rankings of Borrowing APPs When applying for online loans, users usually prefer to apply for loan products on the ranking list.
Because the lending platforms on the rankings are usually formal and conscientious lending platforms.
Below, the editor has compiled for everyone the top ten loan platforms in 2023. These loan platforms are all conscientious loan apps, and each product has a very good reputation.
Ranking 1: Jiebei Jiebei is a loan service for personal consumption under Ant Financial. There is no separate APP for this loan, and users must apply in the Alipay APP.
If you choose to lend to your Alipay balance, the loan funds can be credited to your account in real time.
Ranking 2: Huabei Huabei mainly provides users with online consumer financial services that consume first and repay later. When users consume, they can use Huabei’s credit to pay and then repay with Huabei.
It should be noted that Huabei is not a cash loan product and cannot be withdrawn.
I have used several small loan products for my business turnover before. In fact, each small loan platform has an internal application entrance, with low interest rates, easy disbursement, and high credit limit!
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Ranking 3: Xiaomi Loan Xiaomi Loan has the well-known product Suixingjian. Suixingjian lends through Chongqing Xiaomi Consumer Finance, so the products are regular and safe.
At the same time, Xiaomi Loan provides high-amount, low-interest, and unsecured credit loan services.
Ranking 4: Shunshou Dai. SF Express's small loan product is Shunshou Dai. This loan is mainly aimed at SF Express's third-line employees (employees at SF Express headquarters and various regional functional departments). Its daily loan interest rate is 0.025% and the borrowing period is 6-36
months.
Ranking 5: Du Xiaoman Du Xiaoman mainly provides credit services to individual consumers. Its loan features are simple application, fast approval, high quota, and fast disbursement.
Du Xiaoman’s maximum loan amount is RMB 200,000, and the annual interest rate starts at 7.2%.
Rank 6: Weilidai Weilidai is a loan platform under WeBank. This loan is strictly a bank loan.
The maximum loan amount of Weilidai is 200,000. There is no need to submit any loan materials when applying, and the product supports daily interest calculation.
Rank 7: JD Gold Bar JD Gold Bar is a cash loan service under JD Finance. After the loan is successful, the funds can be directly released to the user's bank card.
The maximum loan limit of Jingdong Gold Bar is 200,000, and it supports flexible installment or daily interest calculation.
Ranking 8: Anyihua Anyihua is a revolving credit loan platform under Ma Ma Consumer Finance, and Anyihua has completed the first batch of mobile financial client registrations. This platform can provide users with greater security.
Rank 9: 360 IOU 360 IOU is a borrowing platform owned by 360 Digital. It mainly relies on 360 Digital’s Internet technology to provide users with safe and convenient borrowing services.
The 360 ??IOU can borrow up to RMB 200,000 and can be repaid in up to 24 periods (2 years). The annualized comprehensive interest rate (simple interest) starts at 7.2%.
Ranking 10: China Merchants Union Haoqidai Zhaolian Haoqidai is an online loan platform under China Merchants Union Consumer Finance. The entire loan process is conducted online and supports loan applications at any time, 7*24 hours a day.
The maximum loan amount of China Merchants Union Hao Long-term Loan is RMB 200,000, and the loan period is 36 months.