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What does the fund mean? How to operate and understand?
Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.

From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The funds we are talking about now mainly refer to securities investment funds.

manipulative skill

First: Look at the market outlook before operating.

The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a period of time to maximize the benefits. If it is a bear market, redeem it in advance and put it in the bag.

Second: switch to other products.

Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also an idea of redemption.

Third: regular fixed redemption

Like regular investment, regular fixed redemption can do daily cash management and stabilize market fluctuations. Fixed-term redemption is a redemption method of fixed-term investment.

Extended data:

According to the Provisional Regulations on the Management of Private Investment Funds:

Article 23 Private fund managers and private fund custodians shall set up independent fund accounts, which shall be managed and kept separately. Private fund managers should follow the principle of professional management and establish a mechanism to prevent interest transfer and conflict.

Twenty-fourth private fund managers and private fund custodians shall establish management systems such as investment declaration, registration, review and disposal of employees to prevent conflicts of interest with investors.

Twenty-fifth private fund managers can entrust financial institutions approved by the the State Council financial supervision and regulation institution or private fund managers registered in the fund industry association to provide investment consulting services.

Twenty-sixth private fund managers, private fund custodians, private fund service institutions and their employees engaged in private fund business shall not have the following acts:

(a) to engage in fund property investment activities with its inherent property or other people's property;

(two) unfair treatment of different fund assets under its management;

(3) Making use of the fund's property or position to seek benefits for people other than investors and transfer benefits;

(4) Embezzlement and misappropriation of fund property;

(5) divulging undisclosed information obtained by taking advantage of his position, and using the information to engage in or express or imply others to engage in related trading activities;

(six) to engage in investment activities that damage the fund property and the interests of investors;

(seven) dereliction of duty, do not perform their duties in accordance with the provisions;

(eight) other acts prohibited by laws, administrative regulations and the provisions of the the State Council securities regulatory authority.

Article 27 Private fund managers and private fund custodians shall properly keep transaction records and other materials related to private fund investment decisions, transactions and investor suitability management for a period of not less than 20 years from the date of termination of fund liquidation.

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