As an important investment product, the fund's handling fee has always attracted much attention. Fund expenses are mainly divided into two types, one is on-site fund expenses and the other is off-site fund expenses. This paper will take the on-site fund handling fee as the theme, and introduce the collection and influencing factors of on-site fund handling fee in detail.
On-site fund handling fee refers to the handling fee of fund products traded on the stock exchange, including buying fee and selling fee. The buying fee and selling fee of a fund are usually a certain proportion of the fund's net value, and generally do not exceed 1%. On-site fund expenses are mainly divided into front-end expenses and back-end expenses. Front-end charge refers to the one-time deduction of handling fees when investors redeem funds, and back-end charge refers to the deduction of handling fees when investors redeem funds.
The influence of fund fees on investors is different. The advantage of front-end charging is that investors can deduct the handling fee at one time and will not deduct the handling fee again during the investment period; The disadvantage is that if the fund is redeemed in a short time, the front-end charges will cause certain losses to investors. The advantage of back-end charging is that investors will not suffer too much loss when redeeming funds in a short time, but the disadvantage is that the handling fee will be deducted continuously during the investment period, which has a great impact on long-term investors.
In addition to collecting * *, the amount of on-site fund handling fees is also affected by factors such as fund management fees and sales service fees. The fund management fee is the fee charged by the fund company for managing the fund, and the sales service fee is the fee charged by the institution that sells the fund. The level of these fees will affect the net value of the fund and the income of investors. When choosing a fund, investors need to comprehensively consider the handling fee, management fee and sales service fee of the fund.
On-site fund handling fee is one of the important factors that affect investors' choice of funds. Investors need to understand the different costs and influencing factors, and choose the appropriate fund products according to their investment needs and risk preferences in order to achieve long-term and stable investment returns.