When buying a fund, the starting point is relatively high. When you look at the net worth chart of that fund, you feel that you have reached the peak. This is the legendary caveman. When the price is the highest, it is certainly not easy to make money after you buy it, because it is bound to fluctuate. After rising to a peak, it needs to fall for a period of time, basically about half a month, so if you persist for half a month, or even a month, you will gradually pick up and not lose money all the time. You must have the most basic patience and confidence in this fund. If you don't trust your eyes and the fund manager, there is no point in buying this fund.
Now that you have sold it, it seems that you stopped in time. In fact, your loss is even greater. Because you have sold it now, can you guarantee that you will not be a caveman when you buy a new fund next time? Your most rational choice now is to stay put. Although he is falling, it doesn't matter. If you add more than 3%, how can you buy it yourself? For reference only, whether you do this yourself depends on your risk tolerance. It is falling, its net value is falling, it is a low point, and the fund can't be in a state of falling all the time. It will definitely go up, so you need to add positions.
If it is sold at this time, it means a direct loss. For example, when you bought it, your net worth was 1.62 yuan, and now it's 1.4 yuan, so you directly lost 22 yuan and one lost 22 yuan. You bought 1600 at that time, and now you have lost more than 200. If you sell it for 200 yuan, it is really a loss. If not, be patient. If you wait for him 10 for a day and a half, or even a month or two, he may be able to rise back. This is only a nominal loss. You didn't really suffer.