Subscription fee = subscription amount × subscription rate. Subscription share = (subscription amount-subscription fee) ÷T-day fund unit net value.

Subscription (subscription) rates are usually around 1%, and there are natural differences among different types of funds. In addition, the rate is reduced according to the size of the purchase amount, usually not exceeding 5% of the purchase amount.

The subscription fee is usually higher than the subscription rate, but the subscription fee is often discounted to varying degrees. The discount of direct selling platform of fund companies is usually 40% to 20%, which varies from bank to bank. Some third-party financial platforms often have a discount of 1%. In addition, different banks will have different discounts on online banking purchases.

Extended data:

Principles of fund trading:

1, unknown price principle: when investors buy and sell funds, they are priced according to the net value of the funds on the trading day. The net value of the fund is usually announced the next day, so I don't know what the net value of the fund is at the time of trading. Investors can inquire through the website of the fund company or related newspapers.

2. FIFO principle: the holding period of each fund share is calculated separately at the time of redemption. The application time and details of each transaction of the fund holder are recorded in the registration system and the electronic system of the sales organization. Fund redemption follows the first-in-first-out principle, that is, the fund bought first is redeemed first. The corresponding relationship between the holding period of fund shares and the redemption rate can be found in the prospectus of relevant funds.

3. Principle of amount subscription and share redemption: that is, purchase by amount and redemption by fund share.

Baidu Encyclopedia-Fund subscription rate

Baidu encyclopedia-fund share