Ruiying Preferred Balance is the first mixed wealth management product issued by Industrial Bank, which accounts for 20% to 40% of equity assets. The opening frequency is open for subscription and redemption once a year.

Redemption, also known as repurchase, is aimed at open-end funds. Investors directly or through an agency require the fund management company to withdraw part or all of the investment from the fund and remit the repurchase money to the investor's account.