I hope I can get your score of 100 and tell you what you want to ask and what you haven't considered. . . First of all, please remember a theorem before speaking, ok? Commitment to invest more than the annual interest rate of the bank is definitely risky. (especially some people who blindly believe that the fund is profitable)

Double Happiness A and Double Happiness B are not ordinary open-end funds, and AB does not represent their charging methods. They have three characteristics:

1。 The investment field is stocks, and gains income through stock profit;

2。 They are innovative closed-end funds, closed-end funds within a certain period of time, and ordinary open-end funds after this period; In the closed period, just like the real stocks listed and traded on the Shanghai and Shenzhen stock exchanges, they will be traded like stocks;

3。 He is a leveraged fund, which was raised at the same time in the early days of the establishment of Double Happiness Fund. After the issuance period, there are two types of AB, but according to the investment intentions of different investors (those who buy A tend to be stable and those who buy B tend to be profitable), when the income of A is less than 5.75%, the income of B will fall to A (to ensure the income of A), and when the income of A exceeds 5.75%, the income of A will fall to B.

Why is this happening?

Suppose AB raises 500 shares per share, totaling 1 1,000 shares, totaling 1 1,000 yuan. According to the calculation of ordinary open-end funds, if the stock rises by 1.000%, AB's income is 1.000%. However, due to the different investment tendencies of AB investors, it is agreed that 20% of the proceeds will go to A and 80% will go to A.. Earned 1000 yuan, A got 200 yuan income, 200/500=40%, and B was 800/500= 160%. There is a mutual subsidy relationship between them. The so-called 5.75% income of priority commitment A means this, but this income is uncertain. Similarly, when taking the risk of loss,

His investment style of this closed-end fund is quite radical, and the data in this paper are only hypothetical and for reference only. . .