Financial management products are somewhat risky.

1 Own risks. Any financial product has risks and is not guaranteed. Therefore, the primary risk of a financial product is its own risk.

2 Market risk. Market fluctuations will affect the principal and income of financial products. For example, bear market stock funds will generally fall.

3 Credit risk is actually similar to the risk of financial products themselves. For example, if a company defaults or goes bankrupt, investment in financial products will suffer losses.

4 Policy risk: the investment and repayment of financial products may not proceed normally, resulting in reduced returns on financial products or even loss of principal of financial products.

5 Return risk: It is the risk that the investment cannot achieve the expected return, but this is a relatively common situation.

6 The risk of redemption is that the other party runs away, causing your financial products to be unable to be redeemed on time, so you should buy financial products from large companies.