Fund broadly refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. Refers to funds with specific purposes and uses. The funds we are talking about now mainly refer to securities investment funds.

Insurance refers to the commercial insurance behavior in which the applicant pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility of paying the insurance premium for the property losses caused by the possible accidents agreed in the contract, or when the insured dies, suffers from disability, illness or reaches the age and time limit agreed in the contract.

2. Different characteristics

It is realized by the insured and the insurer voluntarily concluding an insurance contract on the basis of equality, mutual benefit and consensus according to the principle of autonomy of will, and social insurance is enforced by law.

The entrustment of fund shares adopts the principles of "openness, fairness and justice" and "price priority, time priority". Fund transaction entrustment is based on standard hands.

3. Different meanings

Legally speaking, insurance is a kind of contractual behavior, that is, by signing an insurance contract, the rights and obligations of both parties are clarified, and the insured obtains compensation within the scope stipulated in the insurance contract by paying the premium, while the insurer has the right to accept the premium and the obligation to provide compensation.

The role of funds in national economic development. Promote the horizontal financing of funds and the horizontal connection of economy, improve the overall efficiency of resource allocation, and establish and improve the self-restraint and self-development management mechanism of fund consignment agencies.

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