Whether the social security includes a major illness will vary according to the unit where everyone works. But generally speaking, major diseases in social security do not meet the standards of major diseases in our daily life. As we all know, the cost of treatment for serious diseases ranges from hundreds of thousands to hundreds of thousands or even millions. The major illness in social security is a kind of medical auxiliary project, which is not a kind of insurance that simply protects major illness. It mainly refers to that patients can enjoy the medical subsidy for major illness when the medical expenses that meet the reimbursement exceed a certain standard and there is a major illness in their own social security.

As a separate item in social security, it can't be enjoyed by paying social security money. It also depends on whether the company has applied for this project and whether it needs to pay extra diplomatic fees for insurance.

It can be seen that there is still a big difference between it and the critical illness insurance in commercial insurance, and social security has certain reimbursement restrictions. There are many expenses that need to be paid by themselves in the drug list, which are not included in the social security reimbursement scope.

If you are unfortunately suffering from a serious illness, it is difficult to maintain the huge medical expenses you need by relying on the characteristics of wide coverage and low security of social security. Therefore, consumers need to buy commercial critical illness insurance as a powerful supplement under the premise of social security. In this way, when you are unfortunately out of danger, you can treat the disease with peace of mind without worries, and you don't have to bear huge economic pressure.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.