The first is the passive income of interest. When it comes to interest, many people's first feeling is to put money in the bank, which is the most basic passive income. If you have a lot of money in the bank, the interest is relatively considerable. But in general, people with such a large amount will not eat such a low interest rate. In the passive income of interest, in addition to banks, there is also a usury. This kind of usury is not what we hear. Rich people generally have their own small circles. In these small circles, everyone is doing business. Since it is a business, even if you have money, there are times when cash flow is tight.
The second is fund securities. Regarding passive income, there are various financial courses online, among which fund financial management is the most mentioned. Middle-income people generally have more passive income in this respect. Assuming that the deposit reaches about 654.38+0 million, many people will buy some low-risk fund products or speculate in stocks according to their own abilities.
The third is the return on assets. The most typical one is the house bought before 15. Up to now, house prices have basically doubled. If it is a first-tier city, doubling it will basically be more than one million, more than several million. It's hard to earn millions if you work.
The fourth is rental income. This is similar to the return on assets. You can rent a house, whether it is a first-tier city or a second-tier city, especially shops and the like, and the rent is relatively high.
The fifth is intellectual property income. For example, if you write a book, it can bring you continuous income. Now some well-known entrepreneurs will publish autobiographies, which is actually a passive income. For another example, if you take a paid knowledge class, it's like I'm taking a self-media class at this stage, and I'll benefit for life at once.
The sixth is the stock dividend. There is absolutely nothing wrong with saying that you can never make a fortune by going to work, but you should know that there are many people who make a fortune by going to work. What's the difference between these two sentences? When you say you'll never make a fortune at work, you mean living on a dead salary. And getting rich at work means owning shares in the company. Once the company goes public or its market value rises sharply, you can get excess returns.