Of course, the fund is not just a fixed investment. If you have a fixed surplus fund every month, a fixed investment fund is a better choice. And since you are only a junior, you can think that financial management is far-sighted. It is suggested to choose stock funds instead of bond funds. You are young now and have enough time to fight against short-term reinsurance.

Viewpoint 1: Go to the Morning Star. com/quickrank/default。 As an authoritative international rating company, aspx is relatively neutral and objective. It is recommended to choose a stock fund with a rating of more than 4 stars as your fixed investment target.

Second: after choosing the fund to invest in, go to the website of the corresponding fund company to see if this fund can be invested, because some funds are closed and cannot be bought. By the way, look at the bank corresponding to the online direct selling account of the fund company. Not all banks can correspond to the online direct selling accounts of fund companies. Pay special attention to the rate of online direct sales. Different bank fund companies give different online direct selling rates. Naturally, the cheaper the better. Hehe)

Third: open an online direct selling account of a fund company, and then ensure that the corresponding bank account has corresponding money every month, and the fund company will automatically deduct the money when the investment is scheduled.

Fourth: If you have other savings every year, you can also buy your favorite fund through online direct sales.