don't put 8, yuan in Yu 'ebao. The income of Yu 'ebao is only higher than the interest, which is similar to that of money funds, but a little worse. The only advantage is convenience, but it will be spent unconsciously because it is too convenient.
8, yuan, with a maximum of 5, yuan in the balance treasure. For the rest, if there is no ability to resist risks, 6, yuan will be left to buy government bonds and 15, yuan to test the water fund. However, the fund should not buy all at once, and the more suitable way for the fund to buy is fixed investment. If you have a strong ability to resist risks, it is quite recommended to invest money in funds and stocks. If you are willing to learn, it is a good choice to try to make a variety of asset allocation. The dabbling in bonds, funds, stocks, wealth management products, P2P and real money will let you know more about how to allocate each asset. Study when you have less assets, and you will be more arranged when you earn more later.
The most important thing is to study more and try more within the range that you can bear the loss.